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Loan Configuration with out interest

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Hi Experts,

 

My client has Vehicle Loan & Company Personal Loan in place.



1/  There is no maximum limit for personal loans.

 

2/ No interest is charged for personal loans.

 

3/ All employees are applicable under this scheme.

 

4/ HR will decide the tenure depending upon the management decision & what to deduct month on month basis, deduction may vary monthly,

 

5/ Deductions are not fixed.

 

I went through the loan configuration steps but there re so many options available to be maintained, tenure,interest rate etc that i have become bit confused.

 

 

Please guide me on the most important areas to be maintained for these loans.


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